Last modified: May 30, 2024
Terms of Use
Please read these terms & conditions. This agreement contains disclaimers of
warranties, limitations of liability, a class-action waiver, and the requirement to arbitrate
any and all claims. These provisions form an essential basis of our agreement. You
agree that you are at least 18 years old and that you are legally able to enter into this
agreement.
Email Agency (“EA” or “Us”) owns and operates this website (the “Site”).
1. Scope and Application
This Agreement applies to your use of our Site. You—the party entering information
(“You”)—are entering into a legally binding Agreement (the “Agreement”) with LL,
including our Privacy Policy, which is incorporated by reference.
We reserve the right, at any time and from time to time, to add to, delete, or modify our
Agreement, Privacy Policy, and any part of our Site. We will notify You of changes to the
Privacy Policy by posting the new terms on the Site and if You use our Site after the
date the changes are effective, You agree to be bound by the revised Privacy Policy. If
we make any substantive changes to the Agreement, You must expressly consent to the
new terms.
2. Terms of Agreement
2.1 If we determine that Your submission merits a follow-up, You consent to being
contacted at the number You provided by Email Agency or an attorney, or law firm which
may include being contacted by an autodialer, email, text message or pre-recorded call.
You acknowledge that standard message and data rates apply and that submitting
information constitutes your electronic signature for your consent to being contacted
and my agreement to the Terms and Conditions. Email Agency will not provide your contact
information to any unaffiliated third parties.
2.2 You agree that submitting information does not establish an attorney client
relationship. You consent to the information submitted being reviewed by more than one
attorney or law firm. You understand and agree that any information received in follow-
up communications is general information for which there will be no charge. You further
acknowledge that the law for each state may vary, and therefore, You will not rely upon
this information as legal advice. Because Your case may require advice regarding Your
state of residence, local counsel may be contacted for referral of this matter.
2.3 We may conclude that the information You submit does not meet our criteria for
follow-up. We reserve the right, in our sole and absolute discretion, to determine
whether Your submissions merits follow-up.
3. Representations
3.1 You represent and warrant that the information provided by You is up-to-date,
materially accurate, and is sufficient for EA to identify You and contact You.
3.2 Each party represents and warrants to the other that it has full right and authority to
enter into this Agreement and to perform all of its obligations hereunder; that its
execution and performance of this Agreement will not breach any agreement between
itself and a third party; and that the provisions of this Agreement are binding upon and
enforceable against it except as may be limited by applicable United States bankruptcy
laws and other laws affecting creditor’s rights.
4. Arbitration and Waiver of Class Claims
4.1 You understand and agree that all claims, disputes or controversies between You
and LL, any affiliated, subsidiary, or related companies, including, without limitation, tort
and contract claims, claims based upon any federal, state, or local statute, law, order,
ordinance, or regulation, and the issue of arbitrability, shall be resolved by the final and
binding arbitration procedures set below. The parties acknowledge and agree that any
such claims shall be brought solely in the party’s individual capacity, and not as a
plaintiff or class member in any purported class, representative proceeding, or private
attorney general capacity. The parties further agree that the arbitrator shall not
consolidate more than one person’s claims and shall not otherwise preside over any
form of a representative or class proceeding. The parties voluntarily and knowingly
waive any right they have to a jury trial. Any controversy concerning whether a dispute
is arbitrable shall be determined by the arbitrator and not by the court. Judgment upon
any award rendered by the arbitrator may be entered by a California state or federal
court having jurisdiction thereof. This arbitration contract is made pursuant to a
transaction in interstate commerce and its interpretation, application, enforcement, and
proceedings hereunder shall be governed by the federal arbitration act (“FAA”).
4.2 The following procedures shall apply:
4.2.1 Any party that intends to make a claim shall first notify the opposing party in
writing of such intention and shall describe in such notice, with reasonable particularity,
the nature and basis of such claim, and the total amount of the claim. Within thirty (30)
days of receipt of such notice, the party receiving notice of a claim shall provide a
written response which, with reasonable particularity, sets forth its position concerning
the claim. If the parties are unable to resolve the dispute arising from the claim by good
faith negotiations to be conducted within the thirty (30)-day period following the written
response, either of them may initiate binding arbitration pursuant to the terms and
conditions set forth below.
4.2.2 In the event a party elects to proceed with binding arbitration, it shall provide
written notice thereof to the other party by registered or certified mail. The arbitration
shall be conducted by a firm of Email Agency choice.
4.2.3 Separate and apart from the agreement to arbitrate set forth above, the parties
hereby independently waive any right to bring or participate in any class action in any
way related to, or arising from, this Agreement.
5. Disclaimers and limitation of liability
5.1 To the maximum extent permitted by law, EA expressly disclaims any and all
representations and warranties of any kind, express or implied, including any warranties
of quality, availability, hidden defects, title, noninfringement, merchantability, or fitness
for a particular purpose. There is no guarantee or assurance that our site is accurate,
timely, complete or error free.
5.2 To the fullest extent permitted by applicable law, EA is not be liable for any indirect,
special, consequential, incidental, or other indirect damages, regardless of how caused,
theory of liability, or whether we (or our licensors or suppliers) have been advised of the
possibility of such damages. To the extent permitted by applicable law, our total
cumulative liability and our licensors and suppliers arising out of this agreement is
limited to $100.
5.3 This agreement does not affect your statutory rights as a consumer. However, we
shall be entitled to the maximum limitations and exclusions permitted, and in no event
shall our total liability to you exceed one hundred dollars ($100).
6. Governing Law
6.1 Our Agreement and Your use of our Site shall be construed, governed by and
enforced under the substantive laws of the State of Florida applicable to parties resident
in and contracts made, executed and wholly performed within the State of Florida. You
submit to the jurisdiction of the State and Federal courts situated in Palm Beach County,
Florida, USA in all disputes arising out of or related to the use of the Site and You will
not object to jurisdiction or venue on the grounds of lack of personal jurisdiction,
inconvenient forum, or otherwise. The Uniform Computer Information Transactions Act
does not apply to our Agreement.
6.2 You hereby waive any right you may now have or hereafter possess to a trial by jury
in connection with any action or proceeding arising under the agreement or your use of
our site.
7. Miscellaneous
7.1 The Agreement is the entire agreement You have with us regarding the subject
matter hereof and supersedes any and all prior or inconsistent understandings. Our
Agreement cannot be modified except as set described herein or in a written
amendment signed by an authorized representative of ours. No electronic or digital
communication of any kind is to be construed as a “writing” for purposes of amending or
modifying our Agreement or the rights and obligations of the parties hereunder.
The illegality, unenforceability or invalidity of any provision is severable and shall not affect
or impair the rest of our Agreement. No waiver of any breach of any provision of this
Agreement shall constitute a waiver of any prior, concurrent, or subsequent breach of
the same or any other provisions hereof, and no waiver shall be effective unless made
in writing and signed by an authorized representative of the waiving party. You shall not
assign, transfer, charge, or make over or purport to assign transfer charge to make over
Your rights under this Agreement. Any purported assignment shall be null and void.
Headings are purely for reference and shall not affect meaning. Any provision that must
survive any termination of Your agreement with us in order to allow us to enforce its
meaning shall survive. You may not make or initiate any demand, claim, or action
against us, regardless of form or the basis of the claim, more than one (1) year after the
cause of action has arisen (or if multiple causes, from the date the first such cause
arose). If we believe, have reason to believe, or are notified of anything that could
compromise or endanger the health or safety of any person, could cause damage
(tangible or intangible), could adversely affect, infringe upon or misappropriate anyone
else’s rights, harasses, or interferes with any other user, interferes with or bypasses
security or other protective measures, violates any law or regulation or this Agreement,
we have the right, reserving cumulatively all other rights and remedies available to us at
law, in equity and under our agreement with You, to report and provide information to
any and all regulatory and law enforcement authorities and agencies and take any
action permitted by law. Nothing herein or on the Site should be understood as granting
You a license to use any of the trademarks, service marks, or logos owned by us or by
any third party. We make no representation that any of the materials or the services to
which You have been given access are available or appropriate for use outside the
United States and access to the Site from territories where its contents are illegal or
restricted is prohibited. If You choose to access the Site from outside the United States,
You do so on Your own initiative and are responsible for compliance with applicable
laws, rules, and regulations.
Disclaimer: This website is not operated by an insurance broker, insurance company, or any representative of an insurance entity. We do not endorse any specific broker or insurance provider, nor do we make decisions regarding your insurance. The information you provide on this website will be shared with a broker and/or insurance company for consideration. This website does not constitute an offer or solicitation for automobile or any other type of insurance. Submitting your information does not guarantee approval for insurance coverage. Not all insurance providers may offer coverage for your vehicle. The quotes, rates, or savings mentioned on this website may not be available from all providers or advertisers. Your actual quotes, rates, or savings will vary based on factors such as coverage limits, deductibles, driving history, education, occupation, vehicle type, location, and more. For inquiries related to your specific insurance policy, please contact your broker or insurance company directly. Residents of some states may not qualify for insurance or may be subject to higher premiums. You are not obligated to use this website or its services to contact or apply for insurance with any broker or insurance company. We receive referral fees from insurance carriers, aggregators, or other entities for directing you to them. This compensation, along with other factors, may influence which policies or offers are presented to you. The offer you receive may be from the company that paid the most for your information. This website does not guarantee the lowest rates or best terms. Our site does not include all available companies or offers. We encourage you to explore all insurance options to find the best match for your needs. All trademarks and copyrights belong to their respective owners.
Results may vary based on the individual information provided. The average monthly expenditure for auto insurance is $89, according to the NAIC 2018/2019 Auto Insurance Database Report.
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